Cyber and Errors & Omissions
Cyber and Errors & Omissions (E&O) insurance provided by Corix is a suite of coverages designed to outpace a wide range of new and emerging risks—from data breaches and cyber attacks to software glitches and systems failures.
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Forward-Thinking Protection
Cyber insurance provided by Corix is designed to help protect financial losses and liabilities arising from data breaches, cyberattacks, and other cyber incidents. It typically includes coverage for incident response, forensic investigations, legal defense, regulatory fines, and notification costs, as well as business interruption and reputational harm.
Errors & Omissions insurance provided by Corix helps protect businesses for claims of negligence, mistakes, or inadequate work that causes a financial loss to clients, in the provision of professional services. It includes legal defense costs and damages awarded, even when the claim is groundless.
Media Liability (aka, Content Liability) insurance provided by Corix is designed to help protect businesses against claims arising from the creation, publication, or distribution of media content. This includes allegations of defamation, copyright/trademark infringement, invasion of privacy, and misappropriation of ideas. It is essential for content creators, digital marketers, PR firms, and any business publishing branded material.
Coverage Highlights
Coverage for newly created or acquired subsidiaries over whom you have control
Blanket Additional Insured status with primary coverage for any Additional Insured
Business Interruption and Contingent Business Interruption as a result of System Failure
Blended E&O form covers both Professional Wrongful Acts and Technology Wrongful Acts
Broad definition of what constitutes a Media Wrongful Act to include Content distribution through digital or non-digital methods
Coverage Options
Cyber
Errors & Omissions (E&O)
Media Liability
Why It's Critical For Your Clients
Cyberattacks & Data Breaches
Enables fast recovery from cyberattacks and data breaches
Service Quality Claims
Defends against costly claims tied to service quality
Content Missteps
Protects against lawsuits from unintended content missteps
Expert Insights
Management Liability insurance plays a critical role in the risk portfolio of small and low mid- market businesses. While many brokers traditionally focus on core property and casualty lines, Management Liability is where we increasingly see the most severe and unexpected exposures—especially for private and nonprofit entities. D&O claims, EPL suits, and fiduciary liability allegations have become more frequent and costly, often stemming from common operational decisions or employment-related actions. These are not just issues for public companies; in fact, private businesses often lack the internal resources or legal buffers to weather such claims without significant financial and reputational damage.
For brokers serving the small to low mid-market segments, offering Management Liability coverage is not just an opportunity—it’s a responsibility. These businesses are more exposed than ever to claims from employees, shareholders, competitors, and regulators. By including this coverage in your risk management discussions, you position yourself as a strategic advisor who understands the evolving liability landscape. Helping clients secure a Management Liability policy not only protects their balance sheets and leadership teams, but also reinforces your role as a trusted partner in their long-term success. This line of coverage is no longer optional—it’s essential.
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Cyber coverage varies significantly based on policy terms. Social engineering fraud and similar coverages may be subject to sublimits or specific conditions. Coverage for regulatory fines and penalties may be limited by law in certain jurisdictions. All coverage is subject to the terms, conditions, and exclusions of the actual policy. E&O coverage varies significantly by profession and industry. Certain professional activities may be excluded or limited. Coverage for technology services, AI applications, and software may be subject to specific conditions and limitations. Please review the actual policy for complete details. Coverage for certain types of content, intentional acts, or known violations may be excluded. The carveback for emotional distress and mental anguish is subject to specific conditions. Coverage may not extend to all forms of media or all publishing platforms. Claims involving intellectual property disputes may be subject to specific limitations or exclusions.
Related Coverages
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