Commercial Crime

There’s a critical need for Commercial Crime insurance, which is an often overlooked but increasingly essential line of coverage for small and low mid-market businesses. In today’s environment, crime-related losses are not limited to large corporations. In fact, smaller businesses are frequently targeted because they tend to have fewer internal controls. Commercial Crime insurance provides vital protection against a wide range of threats including employee theft, forgery, funds transfer fraud, and burglary. These are real, growing risks that can result in immediate financial harm and long-term operational disruption if not properly addressed.

For brokers, offering Commercial Crime coverage isn’t just a box to check—it’s an opportunity to protect your clients from potentially devastating losses that many don’t even realize they’re exposed to. As financial fraud continues to rise, this coverage is no longer optional for most businesses. Educating clients about how crime can happen from within and outside their organization—and how a tailored policy can help protect them in those scenarios—is valuable advice. By leading those conversations, you enhance trust, differentiate your practice, and ensure your clients are equipped to handle risks that aren’t covered by standard property policies.